IRA / 401(k) Rollovers

Making the most of your retirement plan

For most people, retiring and rolling over your retirement plan from work is a once in a life time move. Thankfully so. There are so many vendors and so many choices it is very difficult for the average worker to know what is best. Unfortunately, there are also a lot of people anxious to help you – to make the biggest commission they can.

At Bill McCarthy and Associates we advise our clients on all the practical options available, even if it means not making any money. We are risk adverse and don’t think you should take any unnecessary risks with your future. We know one bad year could wipe out 5 good years. We look at all aspects of our clients’ situation: their cash flow needs, their investment goals, and their level of risk tolerance and offer solutions that fit their needs. Then we look at again next year, and the year after that, and the year after that… Nothing stays the same.

Another very important added dimension we provide is the estate planning component. It is not just enough to get the best return ON your money; we are also concerned about the return OF your money and how to protect it from future catastrophes. All these things work together and you should not be making decisions on one segment of your financial affairs unless you are comfortable how it fits in your overall picture.

If you are about to retire, or you are unhappy with your current situation, call us at 1-800-654-1774 for a free discussion about what options are available for you.